{"id":660705,"date":"2026-09-22T11:53:48","date_gmt":"2026-09-22T11:53:48","guid":{"rendered":"https:\/\/e-bitco.in\/index.php\/2026\/09\/22\/ecb-eu-cenbanks-seek-changes-in-micas-minimum-bank-deposit-for-stablecoins\/"},"modified":"2026-09-22T11:53:48","modified_gmt":"2026-09-22T11:53:48","slug":"ecb-eu-cenbanks-seek-changes-in-micas-minimum-bank-deposit-for-stablecoins","status":"publish","type":"post","link":"https:\/\/e-bitco.in\/index.php\/2026\/09\/22\/ecb-eu-cenbanks-seek-changes-in-micas-minimum-bank-deposit-for-stablecoins\/","title":{"rendered":"ECB, EU cenbanks seek changes in MiCA\u2019s minimum bank deposit for stablecoins"},"content":{"rendered":"

\"ECB,<\/p>\n

The ECB and EU central banks want to replace MiCA\u2019s stablecoin bank-deposit requirements with liquidity thresholds, warning that sudden withdrawals could strain lenders.<\/p>\n

The European Central Bank (ECB) and EU central banks want to replace mandatory bank-deposit thresholds for stablecoin reserves with new liquidity requirements, arguing that large stablecoin deposits could create liquidity risks for banks.<\/p>\n

The European System of Central Banks (ESCB) called for removing rules requiring at least 30% of reserves, or 60% for significant stablecoins, to be held as bank deposits. The proposal came in the ESCB\u2019s response, published<\/a> Tuesday, to the European Commission\u2019s review of the Markets in Crypto-Assets Regulation (MiCA).<\/p>\n

Instead of the existing bank-deposit rules, the ESCB backed minimum liquidity thresholds for reserve assets maturing within one and five working days. It separately pointed to overnight reverse repurchase agreements (repos) and short-term sovereign bonds as alternative instruments issuers could use to achieve liquidity.<\/p>\n

Read more<\/a><\/p>","protected":false},"excerpt":{"rendered":"

The ECB and EU central banks want to replace MiCA\u2019s stablecoin bank-deposit requirements with liquidity thresholds, warning that sudden withdrawals could strain lenders. The European Central Bank (ECB) and EU central banks want to replace mandatory bank-deposit thresholds for stablecoin reserves with new liquidity requirements, arguing that large stablecoin deposits could create liquidity risks for […]<\/p>\n","protected":false},"author":1,"featured_media":660706,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[],"class_list":{"0":"post-660705","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-blockchain"},"_links":{"self":[{"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/posts\/660705","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/comments?post=660705"}],"version-history":[{"count":0,"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/posts\/660705\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/media\/660706"}],"wp:attachment":[{"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/media?parent=660705"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/categories?post=660705"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/tags?post=660705"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}