{"id":649500,"date":"2026-08-28T04:30:04","date_gmt":"2026-08-28T04:30:04","guid":{"rendered":"https:\/\/news.bitcoin.com\/?p=842689"},"modified":"2026-08-28T04:30:04","modified_gmt":"2026-08-28T04:30:04","slug":"tokenization-threatens-deposit-stability-dallas-fed-researchers-warn","status":"publish","type":"post","link":"https:\/\/e-bitco.in\/index.php\/2026\/08\/28\/tokenization-threatens-deposit-stability-dallas-fed-researchers-warn\/","title":{"rendered":"Tokenization Threatens Deposit Stability, Dallas Fed Researchers Warn"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"432\" src=\"https:\/\/static.news.bitcoin.com\/wp-content\/uploads\/2026\/08\/tokenization-threatens-deposit-stability-fed-researchers-warn-768x432.jpg\" class=\"attachment-medium_large size-medium_large wp-post-image\" alt=\"Federal Reserve Bank of Dallas in Dallas Texas USA\" style=\"float:left;margin:0 15px 15px 0\" \/>Research from the Federal Reserve Bank of Dallas warns that the rapid adoption of tokenized deposits and instant 24\/7 blockchain transfers could destabilize bank liquidity and shrink long-term lending capacity. Threats to Long-Term Lending Capacity The rapid adoption of deposit tokenization and instant settlement technologies could fundamentally alter the traditional banking model, potentially curbing banks&#8217; [&#8230;] <a href=\"https:\/\/news.bitcoin.com\/\">Source<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Research from the Federal Reserve Bank of Dallas warns that the rapid adoption of tokenized deposits and instant 24\/7 blockchain transfers could destabilize bank liquidity and shrink long-term lending capacity. Threats to Long-Term Lending Capacity The rapid adoption of deposit tokenization and instant settlement technologies could fundamentally alter the traditional banking model, potentially curbing banks&#8217; [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":649501,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7,12],"tags":[],"class_list":{"0":"post-649500","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bitcoin","8":"category-blockchain"},"_links":{"self":[{"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/posts\/649500","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/comments?post=649500"}],"version-history":[{"count":0,"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/posts\/649500\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/media\/649501"}],"wp:attachment":[{"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/media?parent=649500"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/categories?post=649500"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/tags?post=649500"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}