{"id":637362,"date":"2026-07-31T20:29:30","date_gmt":"2026-07-31T20:29:30","guid":{"rendered":"https:\/\/e-bitco.in\/index.php\/2026\/07\/31\/bank-of-italy-finds-no-consistent-cost-advantage-for-stablecoin-remittances\/"},"modified":"2026-07-31T20:29:30","modified_gmt":"2026-07-31T20:29:30","slug":"bank-of-italy-finds-no-consistent-cost-advantage-for-stablecoin-remittances","status":"publish","type":"post","link":"https:\/\/e-bitco.in\/index.php\/2026\/07\/31\/bank-of-italy-finds-no-consistent-cost-advantage-for-stablecoin-remittances\/","title":{"rendered":"Bank of Italy finds no consistent cost advantage for stablecoin remittances"},"content":{"rendered":"

\"Bank<\/p>\n

Researchers found that fiat conversion costs and payment infrastructure, rather than blockchain fees, accounted for most of the differences in stablecoin remittance costs and settlement times.<\/p>\n

A Bank of Italy study found that stablecoin-based remittances did not offer a systematic cost or speed advantage over traditional payment channels, as fiat on- and off-ramp frictions accounted for most costs and transfer delays.<\/p>\n

Researchers tested 200 USDC (USDC) remittances across 10 bidirectional payment corridors linking Italy with Brazil, Argentina, Japan, the United Arab Emirates and South Africa, comparing end-to-end costs and settlement times with traditional remittance services. They found<\/a> that exchange fees and currency conversion made up most of the cost, while blockchain transaction fees represented only a small share.<\/p>\n

Geographic design of the remittance experiment. Source: <\/em>Bank of Italy<\/em><\/a><\/p>\n

Read more<\/a><\/p>","protected":false},"excerpt":{"rendered":"

Researchers found that fiat conversion costs and payment infrastructure, rather than blockchain fees, accounted for most of the differences in stablecoin remittance costs and settlement times. A Bank of Italy study found that stablecoin-based remittances did not offer a systematic cost or speed advantage over traditional payment channels, as fiat on- and off-ramp frictions accounted […]<\/p>\n","protected":false},"author":1,"featured_media":637363,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[],"class_list":{"0":"post-637362","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-blockchain"},"_links":{"self":[{"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/posts\/637362","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/comments?post=637362"}],"version-history":[{"count":0,"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/posts\/637362\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/media\/637363"}],"wp:attachment":[{"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/media?parent=637362"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/categories?post=637362"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/tags?post=637362"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}