{"id":607257,"date":"2026-05-31T11:52:43","date_gmt":"2026-05-31T11:52:43","guid":{"rendered":"https:\/\/e-bitco.in\/index.php\/2026\/05\/31\/vietnam-proposes-allowing-smes-to-use-digital-assets-as-loan-collateral\/"},"modified":"2026-05-31T11:52:43","modified_gmt":"2026-05-31T11:52:43","slug":"vietnam-proposes-allowing-smes-to-use-digital-assets-as-loan-collateral","status":"publish","type":"post","link":"https:\/\/e-bitco.in\/index.php\/2026\/05\/31\/vietnam-proposes-allowing-smes-to-use-digital-assets-as-loan-collateral\/","title":{"rendered":"Vietnam proposes allowing SMEs to use digital assets as loan collateral"},"content":{"rendered":"<p><img decoding=\"async\" src=\"https:\/\/images.cointelegraph.com\/images\/840_aHR0cHM6Ly9zMy1pbWFnZXMuY3RtZWRpYS5pby9tZWRpYS9hcnRpY2xlLWNvdmVycy9oaS1hbi1vdmVydmlldy1vZi1jcnlwdG9jdXJyZW5jeS1yZWd1bGF0aW9ucy1pbi12aWV0bmFtLmpwZw==.jpg\" alt=\"Vietnam proposes allowing SMEs to use digital assets as loan collateral\" class=\"type:primaryImage\" \/><\/p>\n<p>Vietnam\u2019s Ministry of Finance has proposed letting SMEs use digital assets, virtual assets and intellectual property as loan collateral.<\/p>\n<p>Vietnam\u2019s Ministry of Finance has proposed letting small and medium-sized enterprises use digital assets, virtual assets and intellectual property as collateral for bank loans.<\/p>\n<p>The proposal is part of a draft revised Law on Support for SMEs, which is open for public consultation, <a href=\"https:\/\/vietnamnews.vn\/economy\/1782289\/ministry-proposes-allowing-smes-to-use-digital-assets-as-collateral-for-bank-loans.html?utm_source=chatgpt.com\">according<\/a> to a Friday report by Vietnam News. Under the framework, businesses could secure loans using future-formed assets, property rights, intangible assets and digital or virtual assets.<\/p>\n<p>SMEs and household businesses account for more than 98% of all enterprises in Vietnam, yet outstanding loans to the segment represent only around 20% of total bank credit in the economy, per the report. The Ministry attributed the imbalance to a lack of eligible collateral, limited financial transparency and the small capital base of most SMEs.<\/p>\n<p><a href=\"https:\/\/cointelegraph.com\/news\/vietnam-proposes-allowing-smes-to-use-digital-assets-as-loan-collateral\">Read more<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>Vietnam\u2019s Ministry of Finance has proposed letting SMEs use digital assets, virtual assets and intellectual property as loan collateral. Vietnam\u2019s Ministry of Finance has proposed letting small and medium-sized enterprises use digital assets, virtual assets and intellectual property as collateral for bank loans. The proposal is part of a draft revised Law on Support for [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":607258,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[],"class_list":{"0":"post-607257","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-blockchain"},"_links":{"self":[{"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/posts\/607257","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/comments?post=607257"}],"version-history":[{"count":0,"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/posts\/607257\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/media\/607258"}],"wp:attachment":[{"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/media?parent=607257"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/categories?post=607257"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/tags?post=607257"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}