{"id":527471,"date":"2025-12-12T07:24:55","date_gmt":"2025-12-12T07:24:55","guid":{"rendered":"https:\/\/www.crypto-news-flash.com\/?p=1268331"},"modified":"2025-12-12T07:24:55","modified_gmt":"2025-12-12T07:24:55","slug":"xrp-could-become-core-global-payment-asset-says-das-research-paper","status":"publish","type":"post","link":"https:\/\/e-bitco.in\/index.php\/2025\/12\/12\/xrp-could-become-core-global-payment-asset-says-das-research-paper\/","title":{"rendered":"XRP Could Become Core Global Payment Asset, Says DAS Research Paper"},"content":{"rendered":"<div class=\"eth-editorial-banner\"> <img decoding=\"async\" class=\"eth-editorial-logo\" src=\"https:\/\/www.crypto-news-flash.com\/wp-content\/uploads\/2025\/11\/cnf2-scaled-1-1-1.png\" alt=\"Crypto News Flash\"> <span class=\"eth-editorial-text\">All news is rigorously fact-checked and reviewed by leading blockchain experts and seasoned industry insiders.<\/span> <\/div>\n<ul>\n<li><b>A report by Digital Asset Solutions (DAS) has labeled Ripple and XRP as pioneers in blockchain-based payments.<\/b><\/li>\n<li><b>However, it was reported to be lacking in direct bank-level on-chain usage.&nbsp;<\/b><\/li>\n<\/ul>\n<hr>\n<p>A research paper published by Digital Asset Solutions (DAS) in September has confirmed <a href=\"https:\/\/www.crypto-news-flash.com\/what-is-ripple-and-what-is-xrp-origin-and-beginner-guide\/\" target=\"_blank\" rel=\"noopener\">Ripple\u2019s<\/a>&nbsp;explosive growth in the payment industry and its adoption by high-profile financial institutions. Examining this report, we discovered that DAS\u2019s analysis recognizes the evolution of Ripple and XRP into a global payment infrastructure instead of a mere crypto project.<\/p>\n<h3>Details of the Paper\u2019s Position on Ripple and XRP<\/h3>\n<p>According to DAS, Ripple\u2019s role in the payment industry has pointed to more than 300 institutional partners, including SBI Holdings, PayPal, Tranglo, and Santander. However, most of these banks only used RippleNet\u2019s messaging infrastructure. While this functions similarly to SWIFT, the research paper highlighted that RippleNet is faster and more efficient. The actual usage of XRP was limited due to regulatory uncertainties and high volatility until its landmark ruling in 2023 \u201cchanged everything.\u201d<\/p>\n<p>Summarizing this report, crypto researcher Stern Drew stated that the paper highlights three core realities, and the first is the structural advantage of XRP.<\/p>\n<figure id=\"attachment_1268343\" aria-describedby=\"caption-attachment-1268343\" class=\"wp-caption aligncenter\"><img decoding=\"async\" loading=\"lazy\" class=\"wp-image-1268343 size-full\" src=\"https:\/\/www.crypto-news-flash.com\/wp-content\/uploads\/2025\/12\/Screenshot_20251212-065711.jpg\" alt=\"XRP Could Become Core Global Payment Asset, Says DAS Research Paper\" width=\"616\" height=\"1330\"><figcaption id=\"caption-attachment-1268343\" class=\"wp-caption-text\">Source: <a href=\"https:\/\/x.com\/SternDrewCrypto\/status\/1998330266155438085\" target=\"_blank\" rel=\"nofollow noopener\">Stern Drew on X<\/a><\/figcaption><\/figure>\n<p>According to him, XRP is known for its fast settlement, low cost, neutral bridge asset, globally distributed ledger, and institutional-grade reliability. These have formed the basis of its adoption among enterprises that prioritize predictable value transfer over speculation.<\/p>\n<p>The second reality is Ripple\u2019s <a href=\"https:\/\/www.crypto-news-flash.com\/understanding-stablecoins-the-backbone-of-digital-finance\/\" target=\"_blank\" rel=\"noopener\">stablecoin<\/a> role. Stern Drew observes that this asset class is becoming strategic rather than competitive. Per the research, Ripple has strategically decided to integrate them using its RLUSD and XRP as the main tools. While RLUSD acts as the fiat anchor, XRP operates as the liquidity and bridge asset connecting them.<\/p>\n<p>The third reality, as pointed out by Drew, is the expanding RippleNet partnerships, which are generally impacting the growth of Ripple\u2019s stablecoin and building momentum around its Exchange Traded Fund (ETF) structure.<\/p>\n<p>Regardless of these developments, Ripple was reported to be lacking in the area of \u201cdirect bank-level <a href=\"https:\/\/www.crypto-news-flash.com\/what-are-onchain-and-offchain-in-crypto\/\" target=\"_blank\" rel=\"noopener\">on-chain<\/a> usage.\u201d Drew also pointed out that the <a href=\"https:\/\/www.crypto-news-flash.com\/blockchain\/\" target=\"_blank\" rel=\"noopener\">blockchain<\/a> company is seeking to address this with the likes of Ripple Prime, RLUSD, global licensing, and a ZK-enabled identity layer.<\/p>\n<p>Apart from its role in global payment, Ripple Labs has also been recognized for its fast growth among private companies valued at over $1 billion. As <a href=\"https:\/\/www.crypto-news-flash.com\/ripple-becomes-23rd-most-valuable-private-company-globally-can-xrp-follow-with-a-breakout\/\" target=\"_blank\" rel=\"noopener\">detailed<\/a> in our earlier news story, the company was ranked in August as the 23rd most valuable private entity globally with a $15 billion valuation at that time.<\/p>\n<p> <a href=\"https:\/\/www.crypto-news-flash.com\/\">Source<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>All news is rigorously fact-checked and reviewed by leading blockchain experts and seasoned industry insiders. A report by Digital Asset Solutions (DAS) has labeled Ripple and XRP as pioneers in blockchain-based payments. However, it was reported to be lacking in direct bank-level on-chain usage.&nbsp; A research paper published by Digital Asset Solutions (DAS) in September [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":527472,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10,11],"tags":[23689,12706,25,101,102],"class_list":{"0":"post-527471","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-other","8":"category-ripple","9":"tag-das","10":"tag-digital-asset-solutions","11":"tag-news","12":"tag-ripple","13":"tag-xrp"},"_links":{"self":[{"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/posts\/527471","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/comments?post=527471"}],"version-history":[{"count":0,"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/posts\/527471\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/media\/527472"}],"wp:attachment":[{"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/media?parent=527471"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/categories?post=527471"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/tags?post=527471"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}