{"id":507984,"date":"2025-11-01T09:08:38","date_gmt":"2025-11-01T09:08:38","guid":{"rendered":"https:\/\/Blockchain.News\/news\/hong-kong-mortgage-applications-drop-loans-approved-surge-september-2025"},"modified":"2025-11-01T09:08:38","modified_gmt":"2025-11-01T09:08:38","slug":"hong-kong-mortgage-applications-drop-loans-approved-surge-in-september-2025","status":"publish","type":"post","link":"https:\/\/e-bitco.in\/index.php\/2025\/11\/01\/hong-kong-mortgage-applications-drop-loans-approved-surge-in-september-2025\/","title":{"rendered":"Hong Kong Mortgage Applications Drop, Loans Approved Surge in September 2025"},"content":{"rendered":"
\n

Joerg Hiller<\/a> Nov 01, 2025 09:08<\/span> <\/p>\n

Hong Kong Monetary Authority reports a 1.1% decrease in mortgage applications for September 2025, while approved loans rise by 9.4% to HK$31.4 billion.<\/p>\n

\"Hong <\/a> <\/figure>\n

Mortgage Applications Decline<\/h2>\n

The Hong Kong Monetary Authority (HKMA) has released its residential mortgage survey for September 2025, revealing a slight decrease in the number of mortgage applications. According to the HKMA, applications fell by 1.1% compared to the previous month, totaling 8,316 applications.<\/p>\n

Increase in Mortgage Loans Approved<\/h2>\n

Despite the decrease in applications, the survey showed a significant rise in the value of mortgage loans approved. September saw an increase of 9.4% from August, reaching HK$31.4 billion. This growth was driven by a notable rise in loans for primary market transactions, which surged by 17.5% to HK$12.6 billion, and a 6.1% increase in loans for secondary market transactions, amounting to HK$15.5 billion. However, loans for refinancing experienced a decline of 2.4%, down to HK$3.2 billion.<\/p>\n

Drawn Down Loans and Interest Rate Trends<\/h2>\n

The data also highlighted an uptick in mortgage loans drawn down during September, which increased by 9.7% to HK$20.9 billion. In terms of interest rate trends, the proportion of new mortgage loans priced with reference to the Hong Kong Interbank Offered Rate (HIBOR) decreased from 94.4% in August to 92.6% in September. Conversely, the proportion of loans priced according to the best lending rates rose slightly from 1.3% to 1.5% over the same period.<\/p>\n

Overall Mortgage Loan Value and Delinquency Rates<\/h2>\n

The outstanding value of mortgage loans at the end of September saw a minor increase of 0.2%, reaching HK$1,891.4 billion. Meanwhile, the mortgage delinquency ratio remained low at 0.13%, and the rescheduled loan ratio stayed nearly unchanged at 0%.<\/p>\n

For further details, the full report can be accessed through the Hong Kong Monetary Authority<\/a>.<\/p>\n

Image source: Shutterstock<\/i><\/span> Source<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Joerg Hiller Nov 01, 2025 09:08 Hong Kong Monetary Authority reports a 1.1% decrease in mortgage applications for September 2025, while approved loans rise by 9.4% to HK$31.4 billion. Mortgage Applications Decline The Hong Kong Monetary Authority (HKMA) has released its residential mortgage survey for September 2025, revealing a slight decrease in the number of […]<\/p>\n","protected":false},"author":1,"featured_media":507985,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[2011,1150,22947,25],"class_list":{"0":"post-507984","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-blockchain","8":"tag-hkma","9":"tag-hong-kong","10":"tag-mortgages","11":"tag-news"},"_links":{"self":[{"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/posts\/507984","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/comments?post=507984"}],"version-history":[{"count":0,"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/posts\/507984\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/media\/507985"}],"wp:attachment":[{"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/media?parent=507984"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/categories?post=507984"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/e-bitco.in\/index.php\/wp-json\/wp\/v2\/tags?post=507984"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}